Hello, beautiful people from across the lands! I just want to say Project 104 may have been the worst challenge I put myself on. I’m behind on top of already being behind. I am 30 yes 30 posts behind from schedule! Why I am doing this to myself I have no answer. I keep pushing through because I just don’t want to fail and not reaching yet another goal. This process is painful but it’s pushing me outside my comfort zone and forcing me to make a change. Now enough boohooing. In today’s post, I want to talk about generational breakthrough.
In my last post “Money Lessons I Wish I knew Sooner” I talk about the mistakes I’ve made with money and how my life could have been different if I knew what I know back then. Since there is no time machine to portal back to my 16-year old self I have to be more forward-thinking in my financial independence journey. I think part of my pain of failing Project 104 is that I feel it is not only setting me back from growing my knowledge about money but it is stunting the growth of me passing that knowledge down to my children.
Poverty Line
It’s easy to say what your family did or did not do but it’s wiser to learn from them and make impactful change. If I never became aware of better ways to manage and invest my money I am setting my children up for failure. My lack of not knowing and applying what I know does not just impact me but generations after me. It is safe to say I am the aftermath and residual affect poverty-stricken bloodline.
Now I’m not sure how far that poverty travels but I know it has to stop with me. I remember family members clearly explaining the ins and outs of the welfare system and what services to apply for when I hit a crisis. I refuse to have the same conversations with my children. I’m thankful for the support during those difficult times but I cannot allow it to continue.
Breaking Through
Along this journey of becoming debt-free and financial independence, it can be deflating and daunting at times. What I am striving to do is seen by many as a waste of time and unrealistic. Many believe having debt is just part of life and it will never go away. You will always owe something and it’s just impossible to avoid. I had adopted this mindset before and became just completely avoidant with my debt. Breaking through this mindset and barrier is no easy task but it is worth the journey.
Just being an African American woman raised in a single home and poverty-stricken neighborhoods place me at a farther staring point. Similar odds were against me when I became the first-generation college graduate and was pregnant on top of that! I don’t know what it is but I get fired up when I have the opportunity to prove people completely wrong. I encourage you whatever journey you’re own don’t allow statistics, family, friends or foe put their limitations on your life. Push and breakthrough no what matter comes.
Final Thoughts
I would be lying to myself if I did not admit I have some fear and imposing thoughts of doubt along the way. I realize my own limiting thinking can be a hindrance as well and sometimes I have to prove myself wrong. Regardless I am up for the challenge and realize I will make mistakes along the way. No matter what debt freedom and financial independence will become a reality. Until then I’ll keep dreaming, believing and achieving.
