Hello, beautiful from across the lands. Today we dive into the first hope of mine which is somewhat the motivator of this journey. That is the hope to be financially independent. Financial independence means that you have enough income to pay for your living expenses for the rest of your life. You are not reliant on having to be employed or dependent on someone else. Figuring out what that financial independence number will vary from person to person. We will definitely get into that in a later post.
Having the hope of reaching FI is something I cannot talk about much around immediate circles or family. You’ll be surprised how many of them don’t read my blog so I’m good here lol! The reason why I say that is because people tend to indirectly or directly put their limiting mindsets on you. Some people may not understand or fathom why someone would even dare to achieve something so farfetched. In their mind, there is more probability of it not happening.
From Poverty to Middle Class to FI
I have grown up in poverty and tried so hard to fight my way out. Even after receiving two degrees I found myself with two small children dependent on me working a job for only $8 an hour. It took me five long hard years after graduating from college to find decent work that put me in middle-class income. I had to relocate my whole life for that to even happen. Even now with being considered “middle class” the financial struggle is still present. It may not be as painful as poverty but it definitely has its barriers. I realize I will never be fully at financial peace until financial independence is a reality.
I just want a life where I am no longer stuck in survival mode but I’m thriving mode. My current finances limit the type of life I desire for my family and me to encounter. I just no longer want to be held captive to a dollar sign when I want to do something with the most expensive thing I have, my time. I believe with FI it gives me the chance to have my time back and allow me to have the power of choice. The choice to do things I want to do with my life. The fact that I make life-altering decisions based on my financial situation is so haunting to me. I want the freedom to choose to do what I want with my time on this earth.
It may seem impossible or out of reach but I will continue to dream, believe and achieve. You should too.
